Loan Rates

EFFECTIVE: September 1, 2023

                                                                         

FULLY SHARE SECURED…………………………..2.50% APR

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NEW VEHICLE LOANS          (80%) Financing      (100%)

Excluding Tags and Tax.

Maximum Loan $50,000.00

Rates as low as:*

Terms to 60 Months…….. 4.50%APR…………… 4.85%APR

Terms to  72 Months……..4.75%APR……………5.10%APR

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USED VEHICLE LOANS      (75%) Financing      (100%)

Rates as low as:*

1 to 8 Model Years Old………..4.75%……………………5.75%

9 to 12 Model Years Old………6.00%…………..Not Available

Terms of Used Vehicle loans determined by age of vehicle

Financing based on N.A.D.A. Book Retail Value.

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SIGNATURE LOANS

(AS LOW AS)*

Terms to Three Years…………………………….8:00% APR

Terms to Four Years………………………………9:00% APR

Terms to Five Years………………………………10:00% APR

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 MORTGAGE LOANS

First Lien/ to 60 Months………………………….5.75% APR

First Lien/ to 120 Months…………………………6.95% APR

Second Lien/to 60 Months…………’……………7:00% APR

Second Lien/to 120 Months………………………7.70% APR

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CREDIT CARDS ……………………………….9.90% APR

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EMERGENCY LOAN:

36 Month Term……………………………………….3.25% APR

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HOLIDAY LOAN:  Available from September 1, 2023, to December 31, 2023

18 Month Max. term………………………………..3.25% APR

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Call for details.

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*Individual credit history determines rates on:  New and Used         Vehicles and Signature Loans.

**All Rates are subject to change without notice upon approval of         the Board of Directors.